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A bank for environmentalists?

I'm certainly not the only one who has the financial crisis is not good to say about banks. All the more I learn, I was pleased that there is an ecological and social bank.

The GLS-Bank is a well established bank since 1974, according to the ethical and ecological Working principles. Unlike many other banks, GLS completely abstained from any speculation and instead they received the money of its investors projects in the areas of free schools, health, disabled facilities, renewable energy, culture, organic farming and organic sector.

How it works: Like any other professional
Bank also operates the GLS with the applied their clients' money is, however, does not speculate on hollow gains, but real, "earthier" Here, projects invested this money in full. by the membership of the GLS in the protection scheme of the Federation of People's Cooperative Banks hedged.

Where is the environmental benefits:
Many of the funded projects come from the fields of organic farming, renewable energy and organic industry to ensure that every customer makes an indirect contribution of ecological interest, unless he indicates one of these areas as a priority.

Other assets:

• With the card you can withdraw money at any ATM free of people and Raiffeisen banks money.
• transparency: every project is currently funded public on the internet (for private loans, of course not), for example here.
• GLS Each customer can decide in what area his money should be created and this also applies to current customers.
• makes the lack of Spekulationsfreudigkeit the bank crisis-proof: the financial crisis that had shaken many German banks heavily impressed the GLS a bit. On the contrary, there are new customers have joined, it rained awards.
• There is no notice period, other banks, this is not always a given.

Where's the catch:

• quality is not free, the same goes for the GLS. An online current account there is not free, who is currently at a very cheap bank will therefore make a financial and a little-worse (I other hand, was previously at the savings bank and found that the GLS-Bank is actually cheaper).
• addition to its headquarters in Bochum, GLS is present only in Frankfurt, Freiburg, Hamburg, Stuttgart, Berlin and Munich. A wide network of branches is not so given.
• general, a move to a new bank account be annoying, standing orders, direct debits, etc., it must be conceived in such a move.

How can I use the GLS:
open an account via the Internet at GLS wait until we receive all documents and bank cards from there, has the old account cancellation.

My experience:

I have just signed up my bank account, my impression of the settlement, I'll update here gradually. Although I also (still) can not tell from my own experience on the GLS-Bank, I've decided to post this review now because I'm not on the internet could find a single critical voice, though I for over an hour later I searched. All the reviews were very positive.